monetr

monetr is a budgeting application designed for people who want a clear view of their recurring bills and income. It connects to your bank accounts via Plaid, automatically pulling in transactions so you can see what's coming and going without manual data entry. The focus is on predictable cash flow planning, not just tracking past spending.

The software runs as a self-hosted web app with a Go backend and a React frontend. It supports linking multiple funding sources and creating spending targets for specific categories like rent or subscriptions. monetr uses Plaid's API for bank integration, which means it works with thousands of financial institutions in the US and Canada. The project is fully open source under the MIT license.

This tool is ideal for developers or privacy-conscious users who want control over their financial data. You host it yourself on a Linux server or a cloud instance. The project was started by an individual developer and has a small but active community on GitHub. There is no paid tier or cloud version, just the open source code and self-hosting documentation.