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Actual
Actual is a local-first, open source personal finance tool that syncs across devices without a cloud dependency.
About Actual
Actual is a personal budgeting app that runs entirely on your local machine, with optional end-to-end encrypted syncing between devices. It tracks spending, manages budgets, and imports transactions from banks using CSV or QFX files. The app is built on a SQLite database, which keeps your financial data private and portable.
Actual supports multi-device sync via a self-hosted server or using their paid sync service. It works on Linux, Windows, macOS, and as a web app. The project was originally created by James Long and is now maintained by community contributors. It includes features like rules-based transaction categorization, goal tracking, and reporting views.
Active development continues under the Actual organization, with a focus on stability and core budgeting workflows. The software is free and open source (MIT license), making it a good fit for users who want full control over their financial data without subscription fees or third-party access.
Actual supports multi-device sync via a self-hosted server or using their paid sync service. It works on Linux, Windows, macOS, and as a web app. The project was originally created by James Long and is now maintained by community contributors. It includes features like rules-based transaction categorization, goal tracking, and reporting views.
Active development continues under the Actual organization, with a focus on stability and core budgeting workflows. The software is free and open source (MIT license), making it a good fit for users who want full control over their financial data without subscription fees or third-party access.
Billing & Automation
Quick Facts
- Pricing
- Free
- License
- Open Source
- Platform
- Any Platform
- Version
- 25.1.0
- Developer
- Actual Budget